Email: mstevens@rossmortgage.com

Daniel Bayliss
Daniel Bayliss
Matt and his entire team (Juanita, Devin, Brent, Oliva) were amazing from start to finish. Everyone went above and beyond, answering all my questions, and going to bat for me whenever needed. The process was quick and efficient, we were able to close a conventional loan in under 30 days! Matt has made me a customer for life, and I look forward to getting to work with everyone again on my next purchase!!
David Botts
David Botts
Crystal Klaff
Crystal Klaff
Beyond blessed to have met this team! I had many obstacles in my first time house buying experience and Matthew & Juanita have fought for me the whole way. Also big thanks to Brent for always keeping me updated. The whole team is just great! Today Ill be closing on a house that I love thanks to them. They truly work magic & make dreams come true!
Kyle Minugh
Kyle Minugh
The wife and I were granted an opportunity to obtain a property and home that my wife had wanted since she was a young child. Every bank we went to for a VA loan told us we couldn't have more than 10 acres, we couldn't have a barn on the property, we couldn't finance the home period because it was a "farm" and not just a home. We were struggling to make this home ours for reasons we didn't understand why. It didn't feel like the banks were being honest about what the VA would cover. When we felt that we were gonna have to settle on a lesser loan for a mere fraction of the family property we stumbled onto Arielle Best NMLS # 1674270 with Ross Mortgage. She shined the light on what the banks were doing to close doors that the VA had wide open for us. She worked in another state so she pointed us to Matthew Stevens who just happened to work in our small town. Matthew's team was able to work with us from start to finish on gaining our home on 6 acres attached to 60 additional acres with the barns and all. The rates offered were consistent with going rates offered by the banks. The process was not easy do to multiple complications that were out of our hands but they stuck through grinding out every detail. My personal favorite was the constant updates, we didn't go a single day wondering what was going on. They kept us in the loop at all times and even with the slightest change. We will definitely be using them again. Plus Matt offers a financial review after one year from your purchase date to see where you stand as well as financial advise for life if you need it. We stumbled across Ross Mortgage by chance and it was everything we needed when everything else was holding the doors closed.
abigail minugh
abigail minugh
Lee James
Lee James
The team at Matthew Stevens were excellent. They were professional and courteous at every step. They couldn't have made the process any easier for us. We were able to complete our loan application online and received a great rate too! We even closed on time. If you are looking for an awesome lending team that provides excellent service and rates, I recommend the team at Matthew Stevens!
Kimberly Buckner
Kimberly Buckner
Too good to be true is a thing with Matthew Stevens mortgage. He made the impossible timeline happen, found me the best low rate and I never had a moment of wondering because the communication was stellar. Matthew himself took my call when he should have ignored the call. Juanita was on top of everything and always in constant communication Brett made sure we got updates and found any answers I needed help with. THIS TEAM GOES ABOVE AND BEYOND
Ken Lemen
Ken Lemen
Did a great job for my wife and I on a home refi. Saved us a bunch of money at current rates.
Joanne Sparacino
Joanne Sparacino
Mathew Stevens company was exceptional! I got a great interest rate. I did all my paperwork on line and everything went smoothly. The staff was excellent. They were very professional and prompt. If I called with a question it was answered or my phone call was returned promptly. They made me feel comfortable to ask as many questions as necessary. I would highly recommend this company. I worked with Juanita Hill and Devin Gearlds. They were FANTASTIC!! Thank you for a great experience.
Derek Gearlds
Derek Gearlds
Company ensures you get the home you desire, at the best price possible!
Reviews

Phone: (270) 629-5041

Email: mstevens@rossmortgage.com

Daniel Bayliss
Daniel Bayliss
Matt and his entire team (Juanita, Devin, Brent, Oliva) were amazing from start to finish. Everyone went above and beyond, answering all my questions, and going to bat for me whenever needed. The process was quick and efficient, we were able to close a conventional loan in under 30 days! Matt has made me a customer for life, and I look forward to getting to work with everyone again on my next purchase!!
David Botts
David Botts
Crystal Klaff
Crystal Klaff
Beyond blessed to have met this team! I had many obstacles in my first time house buying experience and Matthew & Juanita have fought for me the whole way. Also big thanks to Brent for always keeping me updated. The whole team is just great! Today Ill be closing on a house that I love thanks to them. They truly work magic & make dreams come true!
Kyle Minugh
Kyle Minugh
The wife and I were granted an opportunity to obtain a property and home that my wife had wanted since she was a young child. Every bank we went to for a VA loan told us we couldn't have more than 10 acres, we couldn't have a barn on the property, we couldn't finance the home period because it was a "farm" and not just a home. We were struggling to make this home ours for reasons we didn't understand why. It didn't feel like the banks were being honest about what the VA would cover. When we felt that we were gonna have to settle on a lesser loan for a mere fraction of the family property we stumbled onto Arielle Best NMLS # 1674270 with Ross Mortgage. She shined the light on what the banks were doing to close doors that the VA had wide open for us. She worked in another state so she pointed us to Matthew Stevens who just happened to work in our small town. Matthew's team was able to work with us from start to finish on gaining our home on 6 acres attached to 60 additional acres with the barns and all. The rates offered were consistent with going rates offered by the banks. The process was not easy do to multiple complications that were out of our hands but they stuck through grinding out every detail. My personal favorite was the constant updates, we didn't go a single day wondering what was going on. They kept us in the loop at all times and even with the slightest change. We will definitely be using them again. Plus Matt offers a financial review after one year from your purchase date to see where you stand as well as financial advise for life if you need it. We stumbled across Ross Mortgage by chance and it was everything we needed when everything else was holding the doors closed.
abigail minugh
abigail minugh
Lee James
Lee James
The team at Matthew Stevens were excellent. They were professional and courteous at every step. They couldn't have made the process any easier for us. We were able to complete our loan application online and received a great rate too! We even closed on time. If you are looking for an awesome lending team that provides excellent service and rates, I recommend the team at Matthew Stevens!
Kimberly Buckner
Kimberly Buckner
Too good to be true is a thing with Matthew Stevens mortgage. He made the impossible timeline happen, found me the best low rate and I never had a moment of wondering because the communication was stellar. Matthew himself took my call when he should have ignored the call. Juanita was on top of everything and always in constant communication Brett made sure we got updates and found any answers I needed help with. THIS TEAM GOES ABOVE AND BEYOND
Ken Lemen
Ken Lemen
Did a great job for my wife and I on a home refi. Saved us a bunch of money at current rates.
Joanne Sparacino
Joanne Sparacino
Mathew Stevens company was exceptional! I got a great interest rate. I did all my paperwork on line and everything went smoothly. The staff was excellent. They were very professional and prompt. If I called with a question it was answered or my phone call was returned promptly. They made me feel comfortable to ask as many questions as necessary. I would highly recommend this company. I worked with Juanita Hill and Devin Gearlds. They were FANTASTIC!! Thank you for a great experience.
Derek Gearlds
Derek Gearlds
Company ensures you get the home you desire, at the best price possible!
Reviews

Phone: (270) 629-5041

We can’t tell you why bad things happen to good people…

But we can help YOU recover.

If you lost residency due to the disaster, YOU are not alone. We can help you take advantage of a

Unique

Program

designed specifically to get you back into a home easier than ever before!

We Care About YOU.

We Put YOU First.

We Deliver.

It’s as simple as that…

FHA 203(h) Disaster Relief Loan Overview

Features:

– 100% Financing

– No Down Payment Required

– Max LTV 100% of the adjusted value

– 15 and 30 year fixed terms available.

– FHA-approved condominium projects eligible

– New residence can be located in any jurisdiction (across county or state lines)

– Options available for no out-of-pocket expense.

Eligibility:

– Your previous residence (owned or rented) must have been located in a Federally Declared Disaster Area and be destroyed or damaged to such an extent that reconstruction or replacement is necessary.

– Loan file must include evidence of borrowers previous home was destroyed in a disaster.

– Borrower must provide proof of FEMA claim

– The purchased property must be a single family property or a unit in an FHA-approved condomunium project.

-These loans are for principal residences only. There is an occupancy requirement for the FHA 203(h).

– Borrowers have up to one year from the date the disaster area was declared.

I’m Matthew, and I am Here To Help

You’ve already experienced so much loss, and the thought of going through the mortgage process to rebuild your life may seem overwhelming. I’m here to help you. I mean that. You should not have to go through this disaster alone. You and your family need security right now, not more uncertainty and chaos. Cash flow may be a problem right now. That’s to be expected in times like this. I can help you keep the process simple.

Everyone’s situation is unique. I’d like to talk to you about yours. Call me or email me, I’m easy to reach. I’ll be happy discuss options to get things back on track quickly for you. I offer many types of loan products, including the FHA (203h) loan, specifically designed to help families like yours through disasters like this. My goal is to make the experience of getting a mortgage a good one for you.

I can also help you refinance your current home to make improvements or get cash out to consolidate debt. This may be just what you need. Please don’t hesitate to reach out and let me know how I can help you.

I look forward to hearing from you.

We can’t tell you why bad things happen to good people…

But we can help YOU recover.

If you lost residency due to the disaster, YOU are NOT alone. We can help you take advantage of a

Unique Program

designed specifically to get you back into a home easier than ever before!

We care about YOU.

We Put YOU First.

We Deliver.

It’s as simple as that…

FHA 203(h) Disaster Relief Loan Overview

Features:

– 100% Financing

– No Down Payment Required

– Max LTV 100% of the adjusted value

– 15 and 30 year fixed terms available.

– FHA-approved condominium projects eligible

– New residence can be located in any jurisdiction (across county or state lines)

– Options available for no out-of-pocket expense.

Eligibility:

– Your previous residence (owned or rented) must have been located in a Federally Declared Disaster Area and be destroyed or damaged to such an extent that reconstruction or replacement is necessary.

– Loan file must include evidence of borrowers previous home was destroyed in a disaster.

– Borrower must provide proof of FEMA claim

– The purchased property must be a single family property or a unit in an FHA-approved condominium project. 

-These loans are for principal residences only. There is an occupancy requirement for the FHA 203(h).

– Borrowers have up to one year from the date the disaster area was declared.

I’m Matthew, and I am Here To Help

You’ve already experienced so much loss, and the thought of going through the mortgage process to rebuild your life may seem overwhelming. I’m here to help you. I mean that. You should not have to go through this disaster alone. You and your family need security right now, not more uncertainty and chaos. Cash flow may be a problem right now. That’s to be expected in times like this. I can help you keep the process simple.

Everyone’s situation is unique. I’d like to talk to you about yours. Call me or email me, I’m easy to reach. I’ll be happy discuss options to get things back on track quickly for you. I offer many types of loan products, including the FHA (203h) loan, specifically designed to help families like yours through disasters like this. My goal is to make the experience of getting a mortgage a good one for you.

I can also help you refinance your current home to make improvements or get cash out to consolidate debt. This may be just what you need. Please don’t hesitate to reach out and let me know how I can help you.

I look forward to hearing from you.